Exposure by production unit
Location, crop, growing season and hazards relevant to the study's scope.
More context to understand insurable risk.
Designing and evaluating coverage requires understanding exposure, crops and production outcomes. We organize historical and current evidence to support the technical work of insurers and reinsurers.
Discuss a project
WHO IT IS FOR
Underwriting, product, actuarial and reinsurance teams, as well as intermediaries working on agricultural insurance projects.
THE DECISION
Characterize exposure, explore indices and assess the relationship between events, production and coverage.
A delivery
with purpose.
A reviewable technical foundation for discussing exposure, monitoring and product design. Simulations are distinguished from measured losses and yields.
Historical series and evidence
Documented agroclimatic and territorial sources, including available periods and quality.
Index analysis
Assessment of candidate signals against observed yields and losses when sufficient reference data are available.
Traceable technical support
Assumptions, versions, gaps and uncertainty for review by the insurance team.
STARTING POINTData connected
Data connected
to your objective.
Coverage objective, crop, location, period and yield, loss or policy data available by agreement. The availability of observed outcomes determines which comparisons can be supported.
Clear scope from the start.
Risk acceptance, premiums, terms and payment remain with the insurer. A TLÁLOC study or alert is not an insurance policy and does not guarantee compensation.
How we work with evidenceUNDERSTAND THE SCOPEAnswers
Answers
with context.
Does TLÁLOC sell or issue the insurance?
This offering provides intelligence and technical evidence. Coverage is defined and contracted with the relevant insurers.
How are the data used in parametric insurance?
They make it possible to study indices and their relationship with production outcomes. A policy's source, location and trigger rule must be defined in the applicable contract.
THE NEXT STEPLet's understand your challenge.
Let's understand your challenge.
Let's define the first step.
Let's start with an exploratory conversation about your assessment or monitoring process. We can identify a specific need and agree what evidence would help you address it.
Schedule a conversation rafael.velasco@tlaloc.techFOR OUR FIRST CONVERSATION
- Your institution and the process you want to improve
- Where time, cost or uncertainty are concentrated
- What outcome would be useful for your team
A concrete starting point.
A tailored proposal.