← All solutions02 / AGRICULTURAL PORTFOLIO MONITORING

Risk changes. So does your view of the portfolio.

A loan's context evolves throughout the growing season. We connect land and crop observations with a view of exposure at plot and portfolio level to support preventive monitoring.

Discuss a project
Conceptual crop scene created for TLÁLOC
THE LAND AS A STARTING POINT
WHO IT IS FOR

Risk, agricultural business and monitoring teams at banks, financial institutions, funds and organizations that finance producers.

THE DECISION

Prioritize verification, producer contact and exposure reviews during the agricultural cycle.

A delivery
with purpose.

A periodic portfolio assessment with case-specific evidence and agreed review actions. The format can start with reports and evolve into dashboards and integration.

01 / DELIVERABLE

Growing-season monitoring

Dated observations and comparisons of changes in the analyzed area.

02 / DELIVERABLE

Contextualized alerts

Changes and exposure signals accompanied by their source, scope and level of evidence.

03 / DELIVERABLE

Territorial concentration

An aggregate assessment of plots exposed to shared hazards.

04 / DELIVERABLE

Prioritized review

Cases requiring document cross-checks, contact or field inspection.

STARTING POINT

Data connected
to your objective.

Production-unit locations, crop, monitoring period and authorized linkage to the portfolio. Frequency and indicators are agreed based on the source and intended use.

Clear scope from the start.

A vegetation or climate alert is a signal to investigate. It does not by itself establish a loan default or determine penalties or contractual changes.

How we work with evidence
UNDERSTAND THE SCOPE

Answers
with context.

Does monitoring replace site visits?

It complements field observations and helps prioritize them. Some conditions require on-site measurement or review.

How often is it updated?

It is defined for each indicator and source. Image availability, cloud cover and the crop calendar affect the useful observation frequency.

THE NEXT STEP

Let's understand your challenge.
Let's define the first step.

Let's start with an exploratory conversation about your assessment or monitoring process. We can identify a specific need and agree what evidence would help you address it.

Schedule a conversation rafael.velasco@tlaloc.tech
FOR OUR FIRST CONVERSATION
  1. Your institution and the process you want to improve
  2. Where time, cost or uncertainty are concentrated
  3. What outcome would be useful for your team

A concrete starting point.
A tailored proposal.